TEXAS HARLEY-DAVIDSON - BEDFORD, TX
APPLY FOR MOTORCYCLE FINANCING IN MINUTES
Flexible financing programs through Harley-Davidson Financial Services (HDFS) — new bikes, used bikes, private-party purchases, and everything in between. Your dream ride is closer than you think.
FINANCING PROGRAMS
EVERY WAY TO FINANCE YOURHARLEY-DAVIDSON®
*Most Popular
New Motorcycle Financing
Finance a brand-new Harley-Davidson® through Eaglemark Savings Bank (ESB), a subsidiary of HDFS — with competitive rates and terms up to 96 months.
-Competitive APRs based on your credit tier
-Terms from 36 to 96 months
-$0 down options on qualifying models
-Seasonal promotional rates — ask us what's current
Pre-Owned Motorcycle Financing
Shopping for a certified pre-owned Harley? HDFS offers specialized used motorcycle financing that many traditional lenders don't match.
-Competitive rates for used H-D® bikes
-All buyers considered
-Finance add-ons like extended service plan
-Processed right here at the dealership
Rider-to-Rider Financing
Buying a used Harley from a private seller? HDFS's Rider-to-Rider program lets us handle all paperwork — title transfer, bill of sale, loan contract — so the sale is smooth for everyone.
-Private-party purchase financing
-Pre-purchase inspection available
-Add accessories & service plan to loan
-Sellers: we handle title payoff assistance
Balloon Payment Plan
Want lower monthly payments now? The balloon plan keeps your monthly cost down with a larger scheduled final payment — ideal for riders who like to upgrade frequently.
-Lower monthly payment amounts
-Flexibility to upgrade at term end
-Subject to credit approval through ESB
Finance Your Whole Ride
HDFS lets you roll more than just the bike into one monthly payment — customize your ride before you even leave the lot.
-H-D® Genuine Parts & Accessories
-H-D® MotorClothes® apparel
-Harley-Davidson® Extended Service Plan
-Motorcycle Protection Products
Riding Academy Rate Discount
Completed a Riding Academy, MSF, or state-accredited riding course within the last 180 days? You may qualify for a special discounted APR on select models.
-Special rate for new & recent graduates
-MSF, Skilled Riders, and state courses qualify
-Must apply within 180 days of completion
HOW IT WORKS
GET APPROVED IN 4 STEPS
STEP 1
APPLY ONLINE
Fill out our secure credit application — takes about 5 minutes. Your privacy is fully protected; we never share your data.
STEP 2
GET PRE-APPROVED
Our finance team reviews your application and finds the best rates and terms to fit your budget and credit profile.
STEP 3
CHOOSE YOUR RIDE
Browse our inventory knowing exactly what you're approved for. Add accessories and protection products to your loan in one step
STEP 04
HIT THE ROAD
Sign your paperwork at the dealership and ride home the same day. It's really that simple.
COMMON QUESTIONS
FINANCING FAQ
WHAT CREDIT SCORE DO I NEED TO FINANCE A HARLEY-DAVIDSON®?
Eaglemark Savings Bank (ESB) considers all credit tiers — not just perfect credit. Your rate and term will vary based on your credit profile, but our finance team works to find options for every buyer. Apply to see what you qualify for.
CAN I FINANCE A USED OR PRIVATE-PARTY HARLEY-DAVIDSON?
Yes. HDFS offers both pre-owned dealer financing and the Rider-to-Rider program for private-party sales. We handle all the paperwork — title, bill of sale, loan contract, and current loan payoff — making private-party purchases as easy as buying from a dealer.
CAN I INCLUDE PARTS, ACCESSORIES, AND GEAR IN MY LOAN?
Absolutely. When you finance through HDFS, you can roll H-D® Genuine Parts & Accessories, MotorClothes® apparel, an Extended Service Plan, and protection products into a single monthly payment — so you ride out fully equipped from day one.
HOW LONG ARE FINANCING TERMS AVAILABLE?
Terms typically range from 36 months up to 96 months depending on the program and your credit tier. Shorter terms often come with promotional APRs. Balloon payment plans offer reduced monthly payments with a larger scheduled final amount.
WHERE IS TEXAS HARLEY-DAVIDSON® LOCATED?
We're at 1 Texas Harley Way, Bedford, Texas 76021 — conveniently located in the DFW Metroplex, serving riders from Fort Worth, Arlington, Irving, Hurst, Euless, and across North Texas. Call us at (817) 267-2646.
HOW DO I MANAGE MY LOAN AFTER PURCHASE?
HDFS provides MyHDFS.com where you can make payments, view your loan account, request paperless statements, and get a payoff estimate — all online, any time.
READY TO RIDE? LET'S MAKE IT HAPPEN.
Our on-site finance professionals are here to find the right payment plan for your budget. Apply online or call us — no pressure, just real help.